Toledo LISC utilizes Healthy Futures Fund to help make new NHA clinic a reality

Posted by on Aug 15, 2014 in Blog, Featured | 0 comments

Toledo LISC utilizes Healthy Futures Fund to help make new NHA clinic a reality

Toledo LISC aids in development of Neighborhood Health Association’s newest clinic through the Health Futures Fund, an initiative to support development of community health centers in underserved areas as well as affordable housing that incorporates health programs for low-income residents.  Click here to read more about the $12M project recently featured in The Blade.

 

Toledo LISC aids in launch of Employer Sponsored Small Dollar Loans

Posted by on Jul 31, 2014 in Blog | 0 comments

Toledo LISC aids in launch of Employer Sponsored Small Dollar Loans

The predatory lending cycle will soon end for some working Toledoans thanks to a local effort underway.   Toledo LISC, Lucas County Family and Children First Council, and United Way of Greater Toledo have partnered with Filene Research Institute to establish the Employer Sponsored Small Dollar Loan (ESSDL) program in Toledo. The goal of the ESSDL program is to help increase access to credit (typically $300-$1,500) for low to moderate income working people through small dollar loans offered through their workplace.

Employees who have to access payday lenders will benefit tremendously from these employer sponsored small loans by avoiding payday lenders and the debt trap they cause. Likewise, participating employers will also benefit from the program. Research shows that financial stress lowers workplace performance. When employees are helped financially, then workplace performance increases. Several local credit unions including Toledo Urban Federal Credit Union, Sun Federal Credit Union, Toledo Metro Federal Credit Union and Promedica Federal Credit Union have signed on to service these small loans in partnership with local employers.   To date, participating employers include Promedica, Neighborhood Health Association, United Way of Greater Toledo, and Lucas County.

Filene Research Institute is still enrolling local employers willing to make a positive impact in the community. Local employers who would like more information should contact Cynthia Campbell, Director of Innovation Labs at Filene Research Institute, at cynthia@filene.org.

Click here to watch a video of our program staff discussing the ESSDL launch in Toledo.

Twin Accounts launch in Toledo

Posted by on Mar 1, 2014 in Blog, Featured | 0 comments

Twin Accounts launch in Toledo

On February 14, 2014, Toledo LISC launched Twin Accounts in partnership with the Toledo Financial Opportunity Center Network.   Twin Accounts credit-builder product designed to help low-income families build a strong credit history and save for the future. This exciting new product is the latest addition to the lineup of financial coaching, counseling and employment services offered by the Toledo Financial Opportunity Centers.  Click here to learn more about how Twin Accounts help families build strong financial futures.

Contact a financial coach at one of the FOCs listed below to take advantage of this amazing opportunity!

Crossroads FOC: 419-475-3258

East Toledo Family Center FOC: 419-691-1429

ONE Village FOC: 419-724-5640

Local Leaders Receive “Spirit of Fair Housing” Award

Posted by on Jun 5, 2013 in Blog | 0 comments

Local Leaders Receive “Spirit of Fair Housing” Award

On April 25, 2013, more than 100 people gathered at the Toledo Club to recognize the contribution to the community by Toledo LISC’s Senior Executive Director, Hugh Grefe.  Read more at ToledoBlade.com

Family Income and Wealth Building via Financial Opportunity Centers

Posted by on Jun 4, 2013 in Blog, Featured, Uncategorized | 0 comments

Family Income and Wealth Building via Financial Opportunity Centers

Financial Opportunity Centers (FOCs) are career and personal financial service centers that focus on the financial bottom line for low-to-moderate income individuals. This means changing people’s financial behavior in a way that encourages them to make a long-term commitment to increasing income, decreasing expenses, and acquiring assets. FOCs provide families with services across three areas: employment placement and career improvement; financial education and coaching; and public benefits access. These core services are integrated together and provided to clients in a bundled fashion in order to reinforce one another and to provide a multi-faceted approach to income and wealth building. The model for these centers was developed by the Annie E. Casey Foundation.

Financial Opportunity Centers’ Innovative Approach: 

  • Financial Opportunity Centers measure success by changes in participant net income, credit score, long-term job retention, and net worth over time.
  • Each FOC is built on an existing hub of community activity: trusted local agencies that have a history of exemplary service and are convenient and familiar to neighborhood residents.
  • In our experience, each service works best when delivered as part of a package with the others. As clients reduce expenses, obtain public benefits and remove barriers to employment, the net value of their earnings rises sharply, increasing their incentive to work longer and earn more. At every Center, employment and financial counselors work in tandem to help participants maximize their chances of financial
  • Toledo currently has two Financial Opportunity Centers that are open Monday – Friday.  They are located at the
    • East Toledo Family Center (1020 Varland Avenue, 419-691-1429)
    • United North Financial Opportunity Center (2860 Lagrange Street, 419-724-5640)
    • Crossroads Family Resource Center (4543 Douglas Rd, 43613, 419-475-3258)

Services are also provided by Lutheran Social Services, via their Family Stabilization Program at the following locations:

  • Fredrick DouglassCenter (1001 Indiana Avenue, 43607), Mondays
  • Scott High School (2400 Collingwood Blvd, 43620), Tuesdays
  • Robinson Elementary School (1075 Horace St, 43606), Thursdays

For more information and appointment times call Lutheran Social Services at (419) 243-9178.

For more information on Family Income and WealthBuilding, Click Here!

Donor of the month quote: Mercy St. Vincent continues to support LISC

Posted by on Jun 4, 2013 in Blog, Featured, Home | 0 comments

Donor of the month quote: Mercy St. Vincent continues to support LISC

“Mercy St. Vincent continues to support LISC because of their belief in the community focused mission and their commitment to developing sustainable communities.” Kevin Cook, Metro CEO, Mercy, and President & CEO, Mercy St. Vincent Medical Center

LISC would like to thank Mercy for their continued support of community development work in the Toledo area.

Cranes Landing – Grand Opening

Posted by on Jun 4, 2013 in Blog, Home | 0 comments

Cranes Landing – Grand Opening

United North is also celebrating the Grand Opening of their new affordable senior housing community for residents 55 and older. The senior housing development is a 2-story, 40-unit building, with 20 one-bedroom and 20 two-bedroom apartments that is elevator equipped and provides laundry access, an exercise room, a library, as well as other amenities. This is the first housing project for United North that targets a senior population. For more information, contact Tiffany McNair, United North at tmcnair@unitednorth.org or 419-255-8406 ext 311.

The Ohio Theater Reopens Its Doors

Posted by on Jun 4, 2013 in Blog, Featured, Home | 0 comments

The Ohio Theater Reopens Its Doors

What’s happening in ONE Village…
United North is in the process of renovating the historic Ohio Theater at 3114 Lagrange Street. The Ohio Theater originally opened its doors on February 28, 1921 with the film “The Mark of Zorro” starring Douglas Fairbanks. With 1,800 seats, the Ohio Theatre was Toledo’s third largest movie palace and was described by the Toledo Blade as ‘one of the most beautiful theaters in Toledo’. Unfortunately, the theater closed in 2009 due to needed repairs and lack of funds to maintain and operate the theater. Since the Ohio Theater is critically important in the revitalization of the business district, United North purchased the building in 2010. Currently, the three-story brick and stone masonry building comprises 8,000 square feet and features stadium seating. It is listed as a Landmark on the National Register of Historic Places.
United North hopes that with the reopening of the theater, more people and businesses will be attracted to the business district and will be a benefit to the community, as well as the adjacent businesses. Renovation of the theater will provide access to the arts for low- to moderate-income families. United North and the Ohio Theater Committee have already established key partnerships and determined future programming which includes the Ohio Theater serving as a community center and a site for local school performances, neighborhood meetings, and numerous community events. Some these partners include the Arts Commission of Greater Toledo, the University of Toledo, the Toledo Ballet, the Toledo Symphony, and the Toledo School for the Arts.